Privacy Policy


Effective Date: 01/01/2016


This Privacy Statement applies to www.fundingstream.com, and other websites owned and operated by Marlin Business Services Corp. and its affiliates (“Marlin”, “We”). This Privacy Statement describes how Marlin collects and uses the information you provide. It also describes the choices available to you regarding the use of, your access to, and how to update and correct your information. At Marlin, we recognize the importance of your privacy. As a result, Marlin is committed to protecting the confidentiality and security of the personal and company information you choose to provide us.


The TRUSTe program covers only information that is collected through the website www.fundingstream.com.


In order to view our relationship with TRUSTe please visit the validation page visible by clicking on the TRUSTe Seal. If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact TRUSTe at https://feedback-form.truste.com/watchdog/request.


Marlin's Privacy Statement is set forth below:


1. Collection and Use of Information
You can browse Marlin's web site (the "Site") without identifying yourself or revealing any information about you or your company. You may be asked to provide certain information about you and/or your company if you elect to apply for financing through the Site or if you attempt to use certain Site functions. The decision to provide this information is entirely yours.

We collect the following identifying information from you when you elect to apply for financing:

  • Information such as business name, contact email address, address, phone number;
  • Tax ID;
  • Financial Information such as bank name, routing number, account number
Additionally, in the event you are providing a personal guarantee we will collect the following personal information:
  • Date of Birth;
  • Social Security Number;

Marlin will use the information you furnish to evaluate your application, provide you with updates regarding the application's status and, if appropriate, initiate the funding process. Marlin will also use the information you provide to service and administer any accounts you may have with Marlin and to offer you other products and services available through Marlin or other entities. In addition, Marlin may use the information provided by the Site users for statistical, marketing or other purposes.

Marlin limits employee access to the information you provide to those employees who have a business reason to know such information. Marlin may also share your information with its affiliated companies as may be permitted by applicable law.


2. Sharing of Information with Third Parties
We will share your personal information with third parties only in the ways that are described in this privacy policy.

Marlin may share the information you choose to provide with its suppliers, financing sources, equipment vendor contacts, affiliates and other business customers (collectively, the "Third Parties") in order to (i) evaluate and process your application for funding, (ii) service your account, (iii) offer products and services that may be of interest to you, (iv) conduct and administer its business and/or (v) as required by law, such as to comply with a subpoena, bankruptcy proceedings, or similar legal process, (vi) when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request; and/or (vii) if Marlin is involved in a merger, acquisition, or sale of all or a portion of its assets, in which case you will be notified via email and/or a prominent notice on our website of any change in ownership, uses of your personal information, and choices you may have regarding your personal information. We may also disclose your personal information to any other third party with your prior consent. The Third Parties with whom Marlin does business are aware of the importance of your privacy and are expected to take all reasonable steps to assure that your information is treated confidentially and securely.


3. Inaccurate Information
If you believe that Marlin's records contain inaccurate or incomplete information about you or your company you may correct, update, amend, delete/remove information by by emailing our Customer Support at support@fundingstream.com or by contacting us by telephone or postal mail at the contact information listed below. We will review your concerns, respond within a reasonable time frame and correct our records if necessary.


4. Security of Information
Marlin protects your information by maintaining security procedures to prevent unauthorized access to your information. Marlin uses SSL encryption(Secured Socket Layer) Technology and other forms of technology to help ensure the protection of your information. If you have any questions about the security of your personal information, you can contact us at support@fundingstream.com.


5. "Cookies" and other Tracking Technologies
Some web sites use "cookies" to record and track a visitor's online activities while at the Site. Marlin reserves the right to initiate the use of "cookies" in the future. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our website, but your ability to use some features or areas of our website may be limited.

Technologies such as cookies, beacons, tags, script are used by Marlin and our partners, affiliates or analytics or service providers. These technologies are used in analyzing trends, administering the website, tracking users’ movements around the site, and gathering demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual and aggregated basis.

As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.

We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you, to improve marketing, analytics, or site functionality.

We use Local Shared Objects, such as Flash cookies, and Local Storage, such as HTML5, to store content information and preferences. Various browsers may offer their own management tools for removing HTML5. To manage Flash cookies, please click here:http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager07.html


6. Children
Marlin does not knowingly solicit any information from or market its services or products to children.


7. Authorization and Consent to Use Information
By providing information to Marlin through this Site or otherwise, you authorize and consent to Marlin's use of such information in accordance with this Privacy Statement and in other similar manners.


8. Testimonial
We display personal testimonials of satisfied customers on our site in addition to other endorsements. With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at support@fundingstream.com.


9. Third Party Link
Our website includes links to other websites whose privacy practices may differ from those of Marlin. If you submit personal information to any of those websites, your information is governed by their privacy statements. We encourage you to carefully read the privacy statement of any website you visit.


10. Data Retention
We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.


11. Material Change
We may update this Privacy Statement to reflect changes to our information practices. If we make any material changes we will notify you or our Client by email (sent to the email address specified in your account) or by means of a notice on this website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.


If you have any questions about Marlin's Privacy Statement or the use of the information you choose to provide to Marlin, please contact Marlin directly or call us at (888) 479-9111, email support@fundingstream.com or mail us at 300 Fellowship Rd. Mt. Laurel, NJ 08054.